RESEARCH REPORT ON CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED

RESEARCH REPORT ON CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED

Cholamandalam Investment and Finance Company Limited is an India-based equipment financing company. The Company offers vehicle finance, home loans, loans against property, small and medium enterprises (SME) loans, consumer and small enterprise loans, secured business and personal loans, insurance agency, mutual fund distribution and a variety of other financial services to customers. Its segments include Vehicle Finance, Loan against property, Home Loans and Other loans. The Vehicle Finance Loans segment provides loans to customers against the purchase of new/used vehicles, tractors, construction equipment and loans to automobile dealers. Loan against property segment provides loans to customers against immovable property. The Home Loans segment provides loans for the acquisition of residential property. Its Other loans segment offers loans against shares and other unsecured loans. Its subsidiaries include Cholamandalam Securities Limited and Cholamandalam Home Finance Limited.

COMPANY PROFILE
Cholamandalam Investment and Finance Company

Company type Public
Traded as
• NSE: CHOLAFIN
• BSE: 511243
Industry Financial services
Founded 1978 (47 years ago)
Headquarters Chennai, Tamil Nadu,
India
Key people • Ravindra Kumar Kundu (Executive Director)
• Vellayan Subbiah (Chairman & Non-Executive Director)
Products Vehicle Finance, Home Loans, Mortgage Loans, Wealth Management
Revenue ₹19,216 crore (US$2.2 billion) (FY24)
Operating income
₹4,582 crore (US$520 million) (FY24)
Net income
₹3,423 crore (US$390 million) (FY24)
AUM
₹153,718 crore (US$18 billion) (FY24)
Number of employees 13,248 (2023)
Parent
Murugappa Group
Subsidiaries
Cholamandalam Home Finance Limited (CHFL)
Cholamandalam Securities Limited (CSEC)
Website www.cholamandalam.com

 FUNDAMENTALS

 SHAREHOLDING

FINANCIALS

 REVENUE

 NET PROFIT

 EPS

 BVPS

 ROE

 DEBT TO EQUITY

TECHNICAL ANALYSIS

BUY CHOLAFIN ABOVE 1450 TGT 1600, 1750 SL 1290 (NSE CASH) (1-3 MONTH)

RATIO ANALYSIS

Disclaimer: This research report is prepared by Shyam Advisory Limited, while making this report we have taken data from available sources and there may be errors in the data shown. We do not guarantee the accuracy of data and recommendation given in this report. Recommendation is for information purpose only. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the Intermediary or provides any assurance of returns to investors.

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