RESEARCH REPORT ON BAJAJ FINANCE LTD.

RESEARCH REPORT ON BAJAJ FINANCE LTD.

Bajaj Finance Ltd. is an India-based non-banking financial company (NBFC). The Company is engaged in the business of lending and accepting deposits. It has a diversified lending portfolio across retail, small and medium sized enterprises (SMEs) and commercial customers with a presence in both urban and rural India. The Company’s product categories include consumer finance, personal loans, public and corporate deposits, rural lending, loan against securities, SME lending, commercial lending, and partnerships and services. Its consumer finance products include durable finance, lifestyle finance, digital product finance, EMI card, two and three-wheeler finance, personal loan, loan against fixed deposits, gold loan, home loan, retail EMI, retail finance, co-branded credit cards and co-branded wallet. Its commercial lending product offers short term credit to established businesses. The Company’s rural lending products include gold loans and loans against vehicles.

COMPANY PROFILE

BAJAJ FINANCE LIMITED
Company type Public
Traded as
BSE: 500034
NSE: BAJFINANCE
BSE SENSEX Constituent
NSE NIFTY 50 Constituent
ISIN
INE296A01024
Industry Financial services
Founded 25 March 1987; 37 years ago as BAFL
Founder Rahul Bajaj
Headquarters Pune,
India
Key people • Sanjiv Bajaj
• Rajeev Jain
Products Lending, fixed deposits, mutual funds
Revenue ₹13,382.00 crore (US$1.7 billion) (FY2023)
Operating income
₹4,256.05 crore (US$530 million) (FY2023)
Net income
₹3,551 crore (US$440 million) (FY2023)
AUM
₹270,050 crore (US$34 billion)
Total assets
₹290,264 crore (US$36 billion)
Parent
Bajaj Finserv (52.49%)
Subsidiaries
Bajaj Financial Services
Bajaj Housing Finance
Bajaj Financial Securities
Rating • CRISIL AAA+/Stable Long-term debt
• ICRA AAA+/Stable Non-convertible debenture
• CARE AAA+/Stable Non-convertible debenture
Website www.bajajhousingfinance.in

 FUNDAMENTALS

 SHAREHOLDING

FINANCIALS

 REVENUE

 NET PROFIT

 EPS

 BVPS

 ROE

 DEBT TO EQUITY

TECHNICAL VIEW

BUY BAJ FINANCE ABOVE 6916 TGT 7580, 8100 SL 6150 (1-3 MONTHS)

RATIO ANALYSIS

Disclaimer: This research report is prepared by Shyam Advisory Limited, while making this report we have taken data from available sources and there may be errors in the data shown. We do not guarantee the accuracy of data and recommendation given in this report. Recommendation is for information purpose only. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the Intermediary or provides any assurance of returns to investors.

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